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Money Fellows has over 4.5. million registered users on its platform; nevertheless, only 7% are month-to-month energetic users. Money Fellows classifies its customers as borrowers, savers or planners depending on the place their place is in a ROSCA cycle and after they obtain a payout.

It fees a one-time service fee of about 6% to users who select its early spots; the share decreases down the line and turns to incentivized interest paid to users at the end of the cycle.

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